Our Services
Services
We'll do the heavy lifting for you.
Sellers
Buyers
Landlords
Renters
Developers
Commercial
Notable Sales
The Finelli Team
The Finelli Team, a leading NYC real estate team, brings over 30 years of combined experience in finance, property management, and real estate. We offer comprehensive services for buying, selling, investing, and developing, ensuring integrity, expertise, and exceptional service.
James Finelli
Licensed Associate Real Estate Broker
As a seasoned real estate expert and native New Yorker, James Finelli has spent his career navigating the complexities of the NYC market. With a passion for delivering exceptional results and a commitment to personalized service, James founded The Finelli Team to provide discerning clients with unparalleled expertise and guidance.
Midtown East
415 East 52nd Street, Unit 12CB
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Active Listings
Check out our current listings and feel free to reach out for more details or any questions you might have.
Your Questions, Answered
Real estate in New York comes with a lot of questions. We've answered the ones we hear most, and we're always a call away if you need more
Start with a free buyer consultation. We'll walk you through the buying process, discuss your budget and financing, and build a strategy tailored to your situation. We handle hundreds of transactions a year. We know where deals go wrong and how to avoid it.
Yes. NYC real estate contracts, regulations, and board requirements are complex. A qualified real estate attorney reviews contracts, conducts due diligence, and guides you through closing. We can connect you with attorneys we've worked with on hundreds of transactions.
It depends. The ideal down payment varies based on the property, the building, your financing, and your financial goals. Many buyers assume 20% is required, but some condos and lender programs allow less. Co-ops often require 20% to 25% or more. A larger down payment makes your offer more competitive and can lead to better loan terms. We'll help you understand your options and develop a strategy that positions you to make the strongest offer possible.
With a condo, you own your unit outright with greater flexibility to rent, sell, or finance. Condos have fewer restrictions, which is why nearly all new developments are condominiums.
With a co-op, you own shares in the building's corporation and receive a proprietary lease. Co-ops are often more affordable but have stricter financial requirements, a more involved board approval process, and additional rules around subletting.Neither is inherently better.
The right choice depends on your lifestyle and goals.
Closing costs vary by property type but typically include attorney fees, lender fees, title costs, and taxes. In new developments, sponsors may ask buyers to pay transfer taxes. Co-ops have additional building fees, move-in fees, and other building-related costs. We'll walk you through estimated costs before you make an offer so there are no surprises at closing.
Most transactions take 60 to 90 days from accepted offer to closing. All-cash purchases move fastest. Mortgages take about 30 days. Co-op board approvals can add several weeks. We coordinate all parties to keep the process moving efficiently.
Not necessarily. Your credit affects your interest rate, loan options, and sometimes which buildings you can purchase in. Co-op boards often review credit history as part of approval. We'll connect you with a lender who can evaluate your situation and identify ways to strengthen your application.
The best lender depends on your situation, property type, and goals. Not every lender handles co-ops or the NYC market well. We'll connect you with the right fit based on our experience with hundreds of transactions.
Not necessarily. Sale contingencies are less common in NYC, but they're not off the table. We can structure your offer to stay competitive while protecting your interests. Everything is negotiable.
Since the NAR settlement, buyer broker compensation has remained strong in NYC. Many sellers offer it upfront as part of their pricing strategy. Compensation is always negotiable. We'll explain exactly what to expect before you submit an offer.


























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